Let me be clear: By “you,” I do not mean you, lovely reader of this blog, but the “yous” who’ve felt obliged to tell me elsewhere that I’m screwing up my life. And by “me” I do not mean me alone but all of us sharing our tender, uncertain, sometimes-painful stories in the larger blogosphere.
In particular, I’m thinking back to comments sparked by the guest post I wrote for the Wall Street Journal’s “Laid Off and Looking” blog in my early days of unemployment.
In this post—which ran just a few hundred words—I talked about the possible upside of losing my job. Mind you, I acknowledged the anxiety and risk but I also admitted to a certain excitement about embarking on what I described as The Next Big Challenge.
Here are two typical responses:
“Get real folks and stop dreaming. I stopped dreaming a long time ago, and it’s better now because I don’t get let down each and every day.”
“If you’re laid back and irresponsible, then the bills don’t mean a thing to you. Well we’re not blessed with being the laid-back type who don’t give a damn about doing what’s right.”
In fairness, there were many positive comments. Still, I found myself intrigued by the vitriol heaped on this little post by those for whom it hit a nerve.
As I pondered the dynamic, I found myself thinking about risk tolerance—a topic all-too-often left out of the job search conversation.
We frequently seem to assume a one-size-fits-all answer to questions such as: “Should I do everything in my power to keep the job I have, or should I read the writing on the wall and accept the offered package?”
In fact, risk tolerance varies with the individual. Without knowing where a questioner falls on the spectrum, it’s impossible to offer sound advice.
If you have a mortgage, kids, and are a few paychecks away from financial crisis, your risk tolerance—and thus your “right” answers—will differ from those of someone without those obligations who has a financial cushion.
If you’re comfortable with uncertainty, your answers will be different from those of someone who freaks out if they can’t predict what they’ll be doing a year from Monday.
This isn’t because one person is right and the other is wrong: It’s because people have different obligations, different temperaments, different levels of risk tolerance. Our risk tolerance is ours alone. It’s not a moral virtue, a settled fact—it’s simply our situation.
And for the record, I’m happy to say that I’m doing fine now. The decisions I made two-plus years ago were—for me—the right ones. My search for work is now paying off, in part thanks to this blog. I’ve also had a chance to grow in ways that I wouldn’t have otherwise. I’d be lying if I said that this was the path I would have chosen. But while these aren’t the experiences I would have picked, I can’t say that I regret them.